FAQs

1. What is an installment loan?

An installment loan allows you to pay back your loan over a period of time with fixed payments. The number of payments and the payment amount is pre-set when the loan is obtained.

2. Do I qualify?

To be approved for a loan, you only need: • Proof of consistent source of income for at least the past 90 days • To be 18 years of age or older and a citizen or permanent resident of the United States • To have a valid checking account in your name • To have a valid email address and cell or home phone number • Not be an active‑duty military service member or a covered dependent

3. How much can I borrow?

We lend up to $3,000 for returning customers. Your approved amount is based on your employment and financial eligibility.

4. How will I receive the money I borrowed?

Once your loan is approved, we will deposit your funds via ACH into your valid checking account within the next business day.

5. What if I have bad credit?

We use a unique qualification method that is not based on traditional credit scores. Qualification is based on your banking and employment information.

6. How long does it take?

We pride ourselves on having a simple and speedy process. Fill out the loan application and one of our dedicated loan specialists will be in touch with you. Once they verify your application information and your loan is approved, you will have the opportunity to read and finalize your loan agreement, and then we can process your loan and deliver your funds as soon as the next business day.*